PNB-You can Bank Upon

Round the table talk with Mr. Mukul Sharma

Q. When Punjab National Bank, Dwarka Branch started?
Our Branch, situated Sect-10 Market opened on 18.06.2004.

Q. What are different scheme for customers?
We have several Deposit schemes for our valuing customers as follows:
PNB MITRA- A no frill zero balance account with overdraft facility.
PNB PRUDENT SWEEP Account with auto sweep to FD & vice versa.
PNB VIDYARTHI For students, zero balance account with overdraft facility.
TOTAL FREEDOM SALARY ACCOUNT zero balance account with overdraft facility PNBSMART ROMAR- Account with auto sweep to FD & vice versa.
PREMIUM CUSTOMER CURRENT ACCOUNT-Host of concessions on maintenance of quarterly average balance of Rs.1 lacs and above Spectrum Fixed Deposit-FD features tailor made for individuals requirements.
PNB TAX SAVER-Tax benefit on Term Deposits.

Q. How many account holders are there, how are you able to handle them?
We have more than 10,000 account holders and we provide them best personalized customer service.

Q. Do you have extra ordinary bank theory for public convenience? Please explain?
Our bank offers more than 4500 offices across the country; Over 4100 CBS Branches in more than 200 centre, Account with auto sweep to FD & vice versa, Instant transfer of funds through RTGS/NEFT; Internet Banking facility; Online payment of utility bills & Govt Dues, Online Railway ticket booking & Air ticket booking etc. Our Branch gives public service from 8.30A.M. to 8.30 P.M.

Q. Any achievement of your Branch?
Our Branch has given more than 100% groth in a financial year.The base of customers have increased manifolds .Our Branch is catering to needs of DWARKITES Specialy.

Q When did you join the Branch?
On 30.08.2006

Q What is the process of Education Loan?
Our Bank has two schemes of Education Loan, Namely VIDYALAKSHYA PURTI’AND’PNB SARVOTTAM SHIKSHA’. Students are given loan for undertaking basic education & to pursue higher, professional & technical education in India and Abroad.

Q. Is there any scheme for Senior Citizens?
Our bank offers 0.5% extra interest on term Deposits to Senior Citizens & Offers a unique scheme for loan namely ‘PNB BHAGBAN’, Personal loan scheme for Pensioners etc.
Interview with Mr. Mukul Sharma, Sr. Manager, PNB, Dwarka by S.S.Dogra

Source: Dwarka Parichay news & information services